{"id":201,"date":"2022-04-01T15:52:27","date_gmt":"2022-04-01T13:52:27","guid":{"rendered":"https:\/\/ibservice.co.uk\/?page_id=201"},"modified":"2025-08-16T16:22:43","modified_gmt":"2025-08-16T14:22:43","slug":"skolu-sumazinimo-orderis-dro","status":"publish","type":"page","link":"https:\/\/ibservice.co.uk\/lt\/teisines-paslaugos\/skolu-sumazinimo-orderis-dro\/","title":{"rendered":"Skol\u0173 suma\u017einimo orderis (DRO)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Skolos suma\u017einimo orderis (angl. <em>DRO<\/em>) yra b\u016bdas nura\u0161yti skolas, jei j\u0173 yra palyginti nedaug, o turto asmuo turi ma\u017eai. Jei atitinkate kriterijus, m\u016bs\u0173 specialist\u0173 komanda pad\u0117s jums kreiptis \u012f atitinkam\u0105 tarnyb\u0105. Vienas i\u0161 kriterij\u0173 \u2013 jums per m\u0117nes\u012f lieka 75 \u00a3 pajam\u0173. Suteiksime pagalb\u0105 pildant parai\u0161k\u0105 ir pateikiant dokumentus jums priskirtam skolos nura\u0161ymo departamentui ir seksime tolesn\u0119 eiga, kol procesas bus baigtas. Nuolat informuosime apie proceso eig\u0105.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DRO 12-kos m\u0117nesi\u0173 laikotarpiui \u012f\u0161aldo j\u016bs\u0173 skol\u0173 gr\u0105\u017einim\u0105 ir pal\u016bkanas. Jei \u0161io laikotarpio pabaigoje j\u016bs\u0173 finansin\u0117 pad\u0117tis nesikei\u010dia, visos skolos bus nura\u0161ytos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DRO prana\u0161umai:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Skolos suma\u017einimo orderis gali b\u016bti nebrangi alternatyva bankrotui.<\/li>\n\n\n\n<li>J\u016bs nieko nemokate u\u017e susidariusias skolas 12 m\u0117nesi\u0173. Po to jos bus nura\u0161ytos.<\/li>\n\n\n\n<li>Kreditoriai negali nieko reikalauti i\u0161 j\u016bs\u0173 per 12-os m\u0117nesi\u0173 laikotarp\u012f.<\/li>\n\n\n\n<li>Nors DRO yra oficialus teisinis sprendimas, jums nereik\u0117s dalyvauti teisme.<\/li>\n\n\n\n<li>Po 6 met\u0173 i\u0161 kredito istorijos \u012fra\u0161as bus panaikintas.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DRO tr\u016bkumai:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DRO galimas tik tuo atveju, jei esate skolingas ma\u017eiau nei 50 000 \u00a3 ir gyvenate Anglijoje, Velse ar \u0160iaur\u0117s Airijoje.<\/li>\n\n\n\n<li>J\u016bs negalite kreiptis, jei turite nekilnojamojo turto.<\/li>\n\n\n\n<li>DRO bus \u012fregistruotas vie\u0161ame registre ir neigiamai paveiks j\u016bs\u0173 kredito istorij\u0105.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Kvie\u010diame susisiekti, jei vis dar turite klausim\u0173 d\u0117l DRO paslaugos tiek\u0117jo ar norite prad\u0117ti proces\u0105 dabar ir pasinaudoti m\u016bs\u0173 tarpininkavimo paslauga. Paai\u0161kinsime apie bendradarbiavimo eig\u0105 i\u0161samiai.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\" id=\"enquiry-form-page\">\n<div class=\"wp-block-column enquiry-form is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading has-text-align-center mb-1\">Paslaugos u\u017esakymo forma<\/h5>\n\n\n\n<div class=\"wp-block-buttons mt-2 is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/ibservice.deferospot.com\/login?lang=lt\" target=\"_blank\" rel=\"noreferrer noopener\">Teikti parai\u0161k\u0105<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Skolos suma\u017einimo orderis (angl. DRO) yra b\u016bdas nura\u0161yti skolas, jei j\u0173 yra palyginti nedaug, o turto asmuo turi ma\u017eai. Jei atitinkate kriterijus, m\u016bs\u0173 specialist\u0173 komanda pad\u0117s jums kreiptis \u012f atitinkam\u0105 tarnyb\u0105. Vienas i\u0161 kriterij\u0173 \u2013 jums per m\u0117nes\u012f lieka 75&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":75,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-201","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/pages\/201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/comments?post=201"}],"version-history":[{"count":9,"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/pages\/201\/revisions"}],"predecessor-version":[{"id":5268,"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/pages\/201\/revisions\/5268"}],"up":[{"embeddable":true,"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/pages\/75"}],"wp:attachment":[{"href":"https:\/\/ibservice.co.uk\/lt\/wp-json\/wp\/v2\/media?parent=201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}